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Short, plain-language notes on how funding actually gets assessed and structured — written for the people asking, not for other bankers.
Credit Manager’s View
Before rate and tenure, most lenders read three things: security, cash flow and existing exposure. Here’s the order they read them in, and why it matters for how you present a proposal.
Sandeep Explains
Both use a property as security, but they’re assessed completely differently. One looks at the asset, the other looks at the rent it generates. Here’s how to tell which fits your situation.
Developer Funding Friday
A project that’s 90% built and short of cash is a different problem from a project that hasn’t started. Here’s why lenders treat cost-to-complete differently from total project cost.
Bank Said No. Why?
A declined proposal usually has a specific, fixable reason behind it — or a structural one that no lender will look past. Here’s how to tell the difference before you try again.
CA × Finance
A handful of documents, organised the way a lender expects to see them, can shave weeks off a funding timeline. Here’s the shortlist worth preparing in advance.
Sandeep Explains
These three terms get used interchangeably, but the structures behind them aren’t the same. Here’s a plain-language breakdown of each.
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Ask Sandeep directly — most funding questions are specific to the transaction anyway.
