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About Krishna Financial Services
I don’t just arrange loans. I help structure funding.
Sandeep NankaniCo-founder & Director, since 2008
Krishna Financial Services reads every transaction the way a lender would — before a lender ever sees it. Mumbai-based, working with businesses, developers, entrepreneurs and property owners since 2008.
Leadership
The people who structure your funding, end to end.
Gaurav Nankani
Gaurav Nankani is a seasoned financial professional with 20+ years of expertise in home loans, business funding, mortgage underwriting, credit assessment, and lender relationships, helping clients secure complex financing.
Sandeep Nankani
Founded Krishna Financial Services in 2008. Leads the firm’s approach of understanding a transaction fully before structuring the funding around it — see his note below.
Nirav ArunBhai Modi
Nirav is a seasoned real estate professional with 20+ years of experience, having facilitated $100M+ in transactions for 800+ families, HNIs, builders, and developers, with expertise in relationships, project intelligence, fundraising, and end-to-end execution.
How we approach a transaction
Understand before recommending
Every conversation starts with the requirement and the numbers behind it, not a product pitch.
Read it like a lender would
A transaction is assessed the way a credit manager would assess it, before it ever reaches one.
Structure, not just search
The right lender is found after the right structure is worked out — not the other way round.
Stay through disbursement
Involvement continues through documentation and disbursement, not just up to sanction.
Krishna Financial Services, in brief
- Since 2008
Structured finance and funding facilitation based in Mumbai.
- Coverage
Businesses, real-estate developers, entrepreneurs and property owners.
- Network
A working relationship with banks, housing finance companies and NBFCs, subject to their respective policies.
- Approach
Understand the transaction, then structure the funding — not the reverse.
How we work
Five stages, from the first conversation through to disbursement.
Understand
We understand your requirement, financial profile, security and objective.
Assess
We evaluate the transaction from a lender’s perspective.
Structure
We identify an appropriate funding structure and lender route.
Present
We prepare and position the proposal for lender evaluation.
Execute
We coordinate through sanction, documentation and disbursement.