Home / For Developers
For real-estate developers
Developer funding, structured around the stage of your project.
Real-estate development runs on timing. We structure funding around the stage your project is actually at — land, construction, inventory or the final stretch to completion.
Funding routes for developers
Most projects need more than one of these at different points in their life.
Inventory funding
- Against unsold, ready units
- Unlocks trapped liquidity
- LTV by unit & location
Last-mile funding
- For near-complete projects
- Sized to cost-to-complete
- Coordinated with existing lenders
Developer finance & refinancing
- Full project-stage funding
- Refinancing existing project debt
- Structured with promoter contribution
Before we suggest a lender, we read the project.
A developer’s funding requirement is rarely one number. It changes with approvals, sales velocity and where the project actually stands.
We map the project stage first. The right structure, and the right lender, follow from that.
- Approvals & title
- RERA status
- Construction stage
- Sales velocity
- Unsold inventory
- Cost to complete
- Promoter contribution
- Existing project debt
- Escrow & cash-flow waterfall
When a project doesn’t fit a standard file
- A project may be substantially built but short of funds for the last stretch.
- A developer may hold valuable unsold inventory but a temporary liquidity gap.
- An existing lender relationship may no longer fit the project’s current stage.
- These situations need more than a fresh loan application.
They need the project mapped. They need the right structure. They need a lender who understands the stage.
How we work with developers
Understand
We understand the project, its stage, security and objective.
Assess
We evaluate the project from a lender’s perspective — approvals, sales, cash flow.
Structure
We identify the appropriate facility and lender route for this stage.
Present
We prepare and position the proposal for lender evaluation.
Execute
We coordinate through sanction, documentation and disbursement.
Questions developers ask
Can you arrange funding for developers?
We evaluate eligible developer requirements including construction finance, inventory funding, last-mile funding and refinancing, subject to project and lender criteria.
Our project doesn’t have RERA registration yet — can we still talk?
Yes. Approval and registration status is one of the things we map early, since it affects which lenders and structures are realistically available.
Can you help if an existing lender won’t fund the last stage?
We can review the project’s current stage and cost-to-complete, and explore whether a last-mile structure or a new lender relationship fits, subject to existing lender consents.
Do you work with developers outside Mumbai?
Our primary focus is Mumbai and the surrounding region; other locations are considered case by case, subject to lender coverage.
What documents does a project typically need?
Approvals and title documents, RERA registration, project cost and sales data, promoter financials, and existing loan documentation where applicable.