About Us

Built on Trust,
Driven by Expertise

Krishna Financial Services has been empowering individuals, businesses, and developers with structured financial solutions since 2008, from the heart of Mumbai.

Our Story

Founded in Mumbai, 2008

Krishna Financial Services is a Mumbai-based financial solutions firm established in 2008, specializing in structured lending for individuals, businesses, and real estate developers. With over two decades of industry expertise, the firm delivers customized, transparent, and result-driven financial solutions aligned with evolving financial landscapes.

As a trusted channel partner with leading banks and NBFCs, we ensure seamless loan processing, competitive financial products, and strategic advisory tailored to each client's requirements. We bridge the gap between financial institutions and borrowers with clarity, speed, and reliability.

Our Vision

Bridging Capital & Opportunity

To be a trusted financial partner enabling sustainable growth through intelligent, structured, and accessible funding solutions. We aim to bridge the gap between opportunity and capital by empowering individuals, businesses, and developers with the right financial direction — ensuring long-term stability, scalability, and success in an evolving financial landscape.

Our Mission

Simplify. Advise. Deliver.

Our Edge

Trusted Channel Partner

Our deep-rooted relationships with leading banks and NBFCs across India give clients access to the best loan products, competitive rates, and faster sanctioning timelines. Every client file is handled personally by our leadership, ensuring no case falls through the cracks.

We don't just process loans — we structure them strategically so clients get optimal terms, maximum eligibility, and a smooth disbursal experience every single time.

Leadership

The Minds Behind the Mission

20+ years of combined expertise in mortgage sales, business development & structured finance

Gaurav Nankani
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Gaurav Nankani
Co-Founder & Director
Home Loans & Business Funding Specialist

Gaurav Nankani is a seasoned financial professional with over 20 years of hands-on experience in home loans and business funding. His deep expertise in mortgage underwriting, credit assessment, and lender relationships has helped hundreds of clients secure funding previously deemed difficult or complex.

Having worked with India's leading private sector banks, Gaurav brings an insider's understanding of how credit decisions are made — leveraging it to structure client profiles for maximum approval probability and the best possible loan terms.

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Previous ExperienceICICI Bank · HDFC Bank
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SpecializationHome Loans · LAP · Business Funding · Mortgage Structuring
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Industry Experience20+ Years in Home Loans & Business Funding
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Core StrengthCredit structuring, lender negotiation & client-first approach
Sandeep Nankani
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Sandeep Nankani
Co-Founder & Director
Mortgage Sales & Business Development Expert

Sandeep Nankani holds an MBA in Marketing from NL Dalmia Institute of Management Studies, Mumbai. With 20+ years in mortgage sales and business development, he has built high-performing distribution teams, bank channel relationships, and corporate finance pipelines.

His stints at ICICI Bank, Reliance Capital, and HSBC Bank gave him a comprehensive view of retail and institutional lending — knowledge he applies daily at Krishna Financial Services.

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Previous ExperienceICICI Bank · Reliance Capital · HSBC Bank
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EducationMBA – Marketing, NL Dalmia College, Mumbai
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SpecializationMortgage Sales · Business Development · NBFC Liaising
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Core StrengthStrategic advisory, corporate funding & channel partnerships
Nirav ArunBhai Modi
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Nirav ArunBhai Modi
Real Estate Expert & Associate
M&A Strategist & Real Estate Specialist

Nirav is a seasoned real estate professional with over 20 years of experience, beginning his career with ICICI Home Finance before founding his own venture. He has facilitated transactions exceeding USD 100 million, serving 800+ families, HNIs, builders and developers.

He brings expertise in client relationship management, project intelligence, fundraising, and seamless end-to-end execution — from inception to completion with a strong focus on timeliness and challenge resolution.

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Previous ExperienceICICI Home Finance · HCL
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Transactions FacilitatedUSD 100M+ across 800+ families & HNIs
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SpecializationM&A in Real Estate · Project Intelligence · Fundraising
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Core StrengthEnd-to-end deal execution & strategic advisory
Expertise

What We Specialize In

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Structured Lending & Financial Engineering

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Builders & Developers Funding

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Business Capital Optimization

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Banking & NBFC Liaisoning

Our Values

What We Stand For

01

Transparency

No hidden charges. No false promises. Complete visibility at every stage of your loan journey.

02

Trust

Built over 17+ years and thousands of successfully facilitated loans across Mumbai and beyond.

03

Speed

Fast-tracked processing with dedicated coordination ensures you never miss a financial opportunity.

04

Integrity

Ethical advisory that always puts the client's long-term financial well-being first.

05

Expertise

Decades of institutional banking knowledge applied directly to your financial structuring.

06

Relationships

We don't close files — we build lifelong partnerships with every client we serve.